How to check if a P2P seller is trustworthy
Before you trade, judge a P2P seller by four signals: a high completion rate, a large order count, verified status, and a realistic payment window. A seller with thousands of completed trades and a 98%+ completion rate is far safer than a new account with a handful of orders.
The signals that matter
- Completion rate: the share of their trades that finish successfully. Look for high 90s.
- Order count: hundreds or thousands of trades signals a real, active merchant.
- Verification: KYC-verified, and ideally a longer account age.
- Payment window: reasonable time to pay, not an unrealistic rush.
- Feedback: positive ratings and few recent complaints.
How to read a seller profile
Open the merchant’s profile from the offer. Weigh the completion rate against the order count together — 100% over 5 trades means little, while 98% over 5,000 is very strong. Check the accepted payment methods match yours, and that limits fit your trade size.
When to avoid a seller
Skip new accounts with few orders, low completion rates, pressure to move off-platform, or a price that’s an outlier. Pair this with knowing the market — compare live rates so an abnormal offer stands out. More in P2P offer red flags and is P2P safe.
Frequently asked questions
How do I know if a P2P seller is safe?
Check the completion rate (aim for high 90s), the order count (hundreds or thousands is best), verification status and feedback. Weigh completion rate and order count together — a high rate over very few trades means little.
What is a good P2P completion rate?
The high 90s, ideally 98%+, over a large number of orders. A perfect rate across only a few trades is not meaningful; volume plus a high rate is what signals a reliable merchant.
Should I trade with a new P2P seller?
Be cautious. New accounts with few orders carry more risk. If you do, keep the trade small, stay on-platform, and confirm payments carefully before releasing.
This article is general information, not financial advice. P2Pinfo.net is an independent P2P rate comparison tool and does not hold funds.